Posted on November 24, 2015 6:27 pm

November – December 2015

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Happy Thanksgiving

We send wishes to you and your employees to enjoy a wonderfully blessed Thanksgiving.
From Our Offices To Yours.

January Group Healthcare Renewals
All of our groups have received their January renewal options.  If you are not making any changes you do not have to do anything. However, a quick email to us with your decision will be appreciated. If you are making a change, it is important to get your paperwork to us as soon as possible.  Just imagine the ‘bottle neck’ at the insurance companies for all the January renewals.Everyone will want their new ID Cards as soon as possible so “the sooner the paperwork is submitted the better”.  Contact us

January Individual Healthcare Renewals 
For those enrolled in an individual plan (not through a group) if you are not making any plan change you do not have to do anything. BUT, if you are deciding to change your plan (probably to lower your premium) a NEW application is required. Imagine the ‘bottle neck’ at the insurance companies for all the January renewals that are being processed.  To get your new ID Card as soon as possible please act quickly.   Contact us

Workers Compensation 

December 2015 Rate Increase

Workers Compensation has always been n major concern for our businesses.  The Delaware Insurance Department has approved a 7% increase, effective 12/1/15.  Although this increase is less than expected it is an increase none the less and will effect your bottom line.  We have a unique solution for most industry classes and we invite you to contact us to learn more about our program. To discuss your specific company and industry class(es), call us at 302-654-8823.

If you currently have an HSA account with Bancorp, you should have received a notice regarding HealthEquity.  This new firm will provide a new account for you and the funds currently in your Bancorp account will be transferred. New cards will be sent to you for activation.  We have attached a FAQ’s flyer that may help resolve your questions.  You can direct questions to 866-382-3510.

Click here for FAQ regarding HealthEquity


Our Benefits Include,
Expert assistance for: 

  • Healthcare plans
  • Dental
  • Vision 
  • Term Life 
  • Short Term Disability, Long Term Disability 
  • Voluntary Benefits
  • Workers Compensation 
  • LegalShield  and Identity Theft coverage 
  • Human Resource Portal for Employers/Employees  for all employee benefits

To learn more about our benefits call us at 302-654-8823.

Privacy Notice

This notice will also serve as your annual Privacy Notice that we are required to send each year by Federal regulation. The notice is available on our website at or you may call our office 302-654-8823 to request one be mailed to you. Read Our Privacy Notice 



302-294-2059    302-654-8823

 Posted on November 20, 2015 4:28 pm

November 20, 2015

Home Builders Association of Delaware would like to welcome our new members!

Sandy Caloway, Lighting Consultant

Bruce Emerson, General Manager

Dover Electric Supply Company

Mark Gandy, President

Middletown Kitchen and Bath LLC

Zoe Stewart, Store Manager

Justin Frost, Asst. Design Development Manager

The Tile Shop


 Posted on November 13, 2015 7:37 pm

Individual Health Plans 

Renew January 1st 2016

If you are not covered by a group health plan and are enrolled in an individual plan, you will soon receive information about your January 2016 plan options.

As you may have heard the two insurance companies offering policies for individuals in DE had rate increases for 2016.

Highmark BCBS of DE is 22.4%
Aetna is 16%

(FYI, Group renewals for 2016 have an increase of 12.7% with Highmark and a reduction of 6.1% with Aetna)

Some plans have changed, been added or deleted.  We will help you shop the market, assist with enrollment, help you to make changes, help you determine eligibility for a subsidy or just help you with your renewal decision.


It’s Not Too Late to Protect Your Family and Property from Storm Damage
Now is the time for Delaware residents and homeowners who could be in the path of a storm to make preparations for damages.

There are several simple steps that could make filing a claim after a storm easier.

Delaware Insurance Commissioner Karen Weldin Stewart and the National Association of Insurance Commissioners (NAIC) offer these tips to help protect your family and your possessions.

Be Prepared – Read More

410 Delaware Ave  Wilmington, DE 19801

 Posted on

Home Builders Association of Delaware was contacted, by Representative Ruth Briggs King, about urgent needs at Sussex Community Crisis Housing. Sussex Community Crisis Housing provides shelter for homeless individuals as well as families, and creates a nurturing supportive environment, while helping them get back on their feet.

Executive Director Marie Morole provided HBA/DE a list of their urgent building needs.

Interior paint for the shelter and transitional housing.
Exterior paint for sheds and other areas.
New Carpeting and vinyl flooring for the shelter.
Replacement shingles for sheds that have multiple missing shingles.
Volunteers to provide repairs, painting, and flooring installation.

For more information on how you can help, contact Maria Morole.

204 East North Street
Georgetown, DE 19947
(302) 856-2246

 Posted on

DNREC will be hosting a free viewing of the Center for Watershed Protection webinar, Checking in on Post-Construction Stormwater Management, Nov 18, 1:00 – 2:30PM at the New Castle Room in Dover, DE.

New Castle Room
820 Silver Lake Blvd.
Dover, DE 19901


For many MS4s, the post-construction minimum measure is the most complicated, and the one that requires the highest level of local program development.   Post-construction stormwater management involves development of stormwater standards, plan review, inspections, and verification of long-term maintenance. This program is also becoming more prominent as state MS4 permits are revised and reauthorized. This webcast will explore innovations and trends in post-construction stormwater management, with MS4 case studies featuring program components and budgets.

To view for free you must attend in person in Dover.

Register here