Looking Out for Our Members 10/3/17

​Coming soon will be more information about our HBADE sponsored insurance program and services.
 
In the meantime, there is about to be a big shift in the Delaware Health Insurance marketplace.
As of January 1st 2018, it is expected Individual Health Insurance premiums will increase
more than 30% (final rates have yet to be approved). To add salt to the wound, the State
of Delaware will only have one health insurer left in the Individual Market, Highmark Blue
Cross Blue Shield of Delaware. As of January 1st, Aetna will no longer be available for
individuals.  At this level of increase, health insurance will be unaffordable for many of
Delaware’s individuals and families.
 
For some, Small Group Health Insurance will be the solution. Small Group will be
substantially less expensive than individual health insurance and with more plan options and
more carriers.  This will mean we could find a significant movement from individual to
Small Group Health Insurance especially sole proprietors and 1099 subcontractors.  Even
larger groups that decided, in years prior, to forgo providing health insurance to employees
will now want to consider implementing a benefit program to assist employees in accessing
more affordable coverage

Click below to learn more about the dental program through Benefits Connection

HBADE Dental Care Program
File Size:	737 kb
File Type:	pdf

Download File

---

Click here to learn more about the Human Resources Portal program through Benefits Connection.